Living Trusts: Understanding the Basics and Key Considerations
Estate management can be a complex and daunting task for many people, but it’s a critical step in helping your assets get managed and distributed according to your wishes.One popular tool that can be used in estate strategies is...Read More
Trying to Time a Recession?
Economies move in cycles – always have, always willThe Federal Reserve has been steadily increasing interest rates in an attempt to slow the rate of inflation. Its efforts are yielding some results, although inflation remains...Read More
What Factors Have the Greatest Impact on Your Credit Score?
Fun fact: You probably have dozens of credit scores out there, and each one might be a different number.You’re probably familiar with a credit score, why it’s essential, and what it’s used for, but do you know how...Read More
Important Financial Considerations to Make When Remarrying Later in Life
Discussing personal finances is important for any couple preparing for marriage. However, this topic can be more complicated for those who remarry later in life.If you’re remarrying later in life, one of your goals should be to...Read More
Top Considerations to Help Adult Children Be Better Prepared As You Age
As we get older, it’s important that our adult children are prepared to manage any aging-related situations that may arise. This includes everything from having to make medical and financial decisions to determining assisted...Read More
Ten Steps to Protect Sensitive Information This Holiday Season
Golfing With Our Advisors
Last Saturday was the Saint John's Golf Tournament where Anthony, Phil, and Brian put their skills on the green! RTI was a platinum sponsor for this event which helped with fundraising for the Saint John the Evangelist school as well...Read More
A Checklist for When a Spouse or Parent Passes
When you lose a spouse, partner, or parent, the grief can be overwhelming. In the midst of that grief, life goes on. There are arrangements to be made, things to be taken care of – and in recognition of this reality, here is a...Read More
Retirement Seen Through Your Eyes
How do you picture your future? Some see retirement as a time to start a new career. Others see it as a time to travel. Still others plan to spend more time with family and friends. With that in mind, here are some things to consider....Read More
How do we keep the financial Train on the tracks?
46% of Americans have NO life insurance coverage. One of the most cost-effective way to protect your family is with insurance. We insure our homes, cars and toys...but what about protecting your family? Would it surprise you to learn...Read More
Will You be Proud or Have Regrets?
I found myself asking my daughter today, "When you look back on your behavior during this time will you be proud or have regrets?" She is thirteen, it is impossible for her to comprehend the magnitude of what is unfolding (COVID). This...Read More
Emotional vs. Strategic Decisions
Information vs. instinct. When it comes to investing, many people believe they have a “knack” for choosing good investments. But what exactly is that “knack” based on? The fact is, the choices we make with our...Read More
Saving Early & Letting Time Work For You
As a young investor, you have a powerful ally on your side: time. When you start investing in your twenties or thirties for retirement, you can put it to work for you. The power of compounding. Many people underestimate it, so it is...Read More
If you don't know why it is cheap, don't buy it just because it is cheap.
So let's talk about the opportunities and risks to buying during a market decline... With dramatic market drops, it is easy to think that everything is a good buy. The reality is good companies are not cheap. Focus on quality, strong...Read More