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Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about whether annuities are right.

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This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

What Is a Roth 401(k)?
Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.